I. How to Determine a Secure Payment Method for Agency Export?

The mainstream methods for collecting export payments through agents in 2025 include:

• T/T Telegraphic Transfer: Suitable for small to medium-sized transactions, with attention required to the prepayment ratio (recommended not less than 30%).
• ?L/C?(L/C): Suitable for transactions exceeding $500,000, with strict document review required.
• DP payment against documents: The credit rating of the importing country's bank needs to be assessed.
• Third-party guaranteed payment: The usage of emerging Escrow services has increased by 40% year-on-year.

A certain machine?Equipment Export?The case demonstrates: adopting a payment combination of 30% advance payment + 70% payment upon receipt of the bill of lading copy effectively reduces the risk of bad debts.

II. Is it mandatory to use an offshore account for receiving payments in export agency?

When selecting accounts for 2025, three dimensions must be considered:

• ?Forex Settlement?Customs Clearance Stability: The average handling fee for offshore accounts is 0.3-0.5% lower than that for onshore accounts.
• Tax compliance: CRS information exchange covers 143 countries/regions
• Capital Turnover: Some commercial banks offer "onshore-offshore" instant transfer services.

Suggestion: Enterprises with an annual export volume below $3 million may prioritize the use of an agency company's supervisory account.

III. How to Guard Against the Latest Foreign Exchange Risks in 2025?

Three Major Strategies to Cope with Exchange Rate Fluctuations:

• Hedging tools: Forward?Foreign exchange settlement?Contract usage increased by 25% year-on-year.
• Multi-currency hedging: The settlement ratio for the EUR/USD/CNH combination has been increased to 37%.
• Intelligent Revenue Sharing System: Automatically match the optimal exchange rate time window

Please note: Emerging market currencies (such as the Turkish lira) require a fluctuation buffer of more than 7%.

IV. How to control the timeliness of agency export collection?

Comparison of Settlement Cycles by Different Methods:

• TT Telegraphic Transfer: 3-5 business days (major European and American countries)
• ?L/C?: 7-12 working days after all documents are complete.
• Cross - border RMB：The CIPS system achieves T+1 settlement.

A textile export enterprise reduced the L/C settlement cycle to 5 working days by preparing customs clearance documents in advance.

V. How Do Agency Service Fees Impact Final Returns?

The 2025 agency fee includes:

• Basic service fee: 0.6%-1.2% of the contract amount (depending on product category)
• Fund management fee: Annualized 0.3%-0.8% (for payment terms exceeding 30 days)
• • Presentation of L/C documents: 800 - 1500 yuan per order
  • Agency for export tax rebate: 5% - 8% of the tax rebate amount
  : Document authentication, exchange rate hedging, etc. are charged separately.

It is recommended to choose a legitimate agency that provides a detailed fee schedule and be wary of the "ultra-low rate" trap.

6. How to handle tax compliance after the payment is received?

Three Key Compliance Points to Note:

• ?Tax Refund?: The average export tax rebate rate in 2025 will be 13.5%, and the declaration deadline will be shortened to 90 days.
• Foreign Exchange Verification: The automatic matching rate of the electronic system has reached 98%.
• Anti - money laundering review: Transactions exceeding USD 50,000 require submission of complete trade background documentation.

Special reminder:?E-commerce?B2B exports are eligible for the "tax exemption without invoice" policy, but prior registration is required.